Ranking of banks in Azerbaijan for transparency (2016)

February 27, 2017 17:00

Bakı. 27 fevral. REPORT.AZ/ Report News Agency has prepared a ranking of commercial banks based in Azerbaijan on transparency during 2016.

The survey of Report shows the financial performance as of January 1, 2017 was responded by 25 banks of 32. Other banks have unveiled their reports after February 1, and not included in the list.

The table below shows transparency coefficient of the commercial banks in Azerbaijan:

No.	Banks	Transparency coefficient
1	Rabitabank	45/47
2	Ziraat Bank Azerbaijan	45/47
3	YapiKredi Bank Azerbaijan	30/47
4	Xalg Bank	30/47
5	Expressbank	27/47
6	AG Bank	25/47
7	Silkway Bank	24/47
8	ASB Bank	20/47
9	Atabank	19/47
10	AFB Bank	19/47
11	PASHA Bank	18/47
12	Bank Respublika	17/47
13	Nikoil Bank	15/47
14	Azer-Turk Bank	15/47
15	IBA	15/47
16	Bank of Baku	15/47
17	Bank Avrasiya	15/47
18	Bank Melli İran-Baku	15/47
19	Kapital Bank	14/47
20	Turanbank	14/47
21	Caspian Development Bank	14/47
22	Muganbank	13/47
23	Amrahbank	12/47
24	Unibank	10/47
25	NBC Bank	6/47
26	Gunaybank	0/47
27	VTB Azerbaijan	0/47
28	Pakistan National Bank-Baku	0/47
29	Demirbank	0/47
30	Accessbank	0/47
31	Bank BTB	0/47
32	NaxçıvanBank	0/47

The table below shows the ranking on the most and the less unveiled indicators:

No.	Banks	The most unveiled indicators
1	Assets	25
2	Credit portfolio	25
3	Costs	24
4	Revenues	24
5	Cash amount (total)	23
6	Profit	23
7	İnterest revenues	23
8	İnterest expenses	23
9	Non-interest revenues	23
10	Non-interest expenses	23
11	Deposit portfolio	22
12	Authorized capital	21
13	Aggregate capital	18
14	İnvestments on securities	14
15	Liabilities to the CBA	14
16	Savings of population	12
17	Credites allocated to financial institutions	11
18	Demand deposits	10
19	Term deposits	10
20	Overdue loans	9
21	Cash (in foreign currency)	8
22	Cash (national currency)	8
23	Consumer loans	7
24	Deposits (in foreign currency)	7
25	Deposits (in national currency)	7
26	Savings (in foreign currency)	7
27	Savings (in national currency)	7
28	Credits portfolio (in foreign currency)	6
29	Credit portfolio (national currency)	6
30	Foreign liabilities	5
31	Mortgage credits (total)	4
32	ATMs	4
33	Branches	4
34	Active plastic cards	3
35	POS-terminals	3
36	Number of personnel	3
37	Credit portfolio (up to 12 months)	3
38	Credit portfolio (more than 12 months)	3
39	Mortgage credits (via AMF)	3
40	Automobile credits	3
41	Credit cards	2
42	Debit cards	2
43	Number of customers (total)	2
44	Customers (physical persons)	2
45	Customers (legal persons)	2
46	Average monthly salary	1
47	PR and marketing costs	1